BANK OF INDIA FLEXI CAP FUND - Direct Plan - Growth
code 148404 Flexi Cap Fund direct plan · growth NAVs 2020-07-01 to 2026-11-09
Growth of ₹10,000 vs benchmark
From 2023-04-21, common dates. Scroll or drag to zoom.
Drawdown
Rolling 1-year CAGR
Returns
| period | fund | fund* | benchmark* | fund − benchmark* | from → to |
|---|---|---|---|---|---|
| 1M | 3.09% | 3.09% | 7.85% | -4.76% | 2026-10-09 → 2026-11-09 |
| 3M | 0.45% | 0.45% | -0.57% | 1.01% | 2026-08-07 → 2026-11-09 |
| 6M | 5.15% | 5.15% | 2.40% | 2.75% | 2026-05-08 → 2026-11-09 |
| 1Y | 10.08% | 10.08% | 0.43% | 9.65% | 2025-11-07 → 2026-11-09 |
| 3Y | 18.84% | 18.84% | 11.15% | 7.69% | 2023-11-09 → 2026-11-09 |
| 5Y | 15.67% | - | - | - | 2021-11-09 → 2026-11-09 |
| 7Y | - | - | - | - | |
| 10Y | - | - | - | - | |
| since inception | 25.54% | 23.07% | 14.06% | 9.01% | 2020-07-01 → 2026-11-09 |
Absolute under 1 year, CAGR from 1 year. * Common dates only.
Calendar years
| year | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| fund | 48.53% | 0.77% | 39.67% | 30.91% | 1.16% |
| benchmark | - | - | - | 14.95% | 7.17% |
Rolling returns
| length | periods | average | median | worst | best | % positive | % beating benchmark |
|---|---|---|---|---|---|---|---|
| 1 year | 630 | 20.20% | 9.83% | -7.53% | 72.02% | 81% | 69% |
| 3 years | 139 | 21.16% | 21.81% | 17.05% | 24.92% | 100% | 100% |
Risk and risk-adjusted return
| 3 years 2023-11 – 2026-10 | 5 years 2021-11 – 2026-10 | |
|---|---|---|
| CAGR | 18.11% | 14.99% |
| volatility | 18.83% | 17.27% |
| max drawdown | -23.73% | -23.73% |
| downside deviation | 11.27% | 10.36% |
| Sharpe ratio | 0.67 | 0.57 |
| Sortino ratio | 1.11 | 0.94 |
| Calmar ratio | 0.76 | - |
| alpha (annualised) | 7.94% | - |
| beta | 1.09 | - |
| R² | 0.80 | - |
| tracking error | 8.44% | - |
| information ratio | 0.99 | - |
| up / down capture | 135 / 95 | - |
| Treynor ratio | 0.12 | - |
60 months: benchmark lacks some months of the window: no relative metrics
Category: Flexi Cap Fund
Overall ★★★★★ (3y ★★★★★ · 5y ★★★★★ · 10y -) · as of 2026-10 · 75 months of history
| percentile rank (1 = best) | 3 years of 36 funds | 5 years of 27 funds |
|---|---|---|
| return | 3rd | 4th |
| volatility | 98th | 97th |
| Sharpe | 9th | 8th |
| Sortino | 3rd | 4th |
| worst fall | 92nd | 89th |
| risk-adjusted return (MRAR) | 3rd | 4th |
Ratings: Morningstar method. Differences: risk-free rate: RBI 91-day T-bill (Morningstar uses FBIL MIBOR Overnight for rupee funds); peer groups: SEBI-category groups (D13), not Morningstar Categories; no analyst rating suspensions.