PGIM India ELSS Tax Saver Fund - Direct Plan - Direct Growth
code 135601 ELSS direct plan · growth NAVs 2015-12-14 to 2026-11-09
Growth of ₹10,000 vs benchmark
From 2015-12-14, common dates. Scroll or drag to zoom.
Drawdown
Rolling 3-year CAGR
Returns
| period | fund | fund* | benchmark* | fund − benchmark* | from → to |
|---|---|---|---|---|---|
| 1M | 7.93% | -4.86% | -6.04% | 1.18% | 2026-10-09 → 2026-11-09 |
| 3M | 2.01% | -0.86% | -3.61% | 2.75% | 2026-08-07 → 2026-11-09 |
| 6M | 8.07% | 10.90% | 5.81% | 5.08% | 2026-05-08 → 2026-11-09 |
| 1Y | 3.25% | -0.83% | -1.79% | 0.96% | 2025-11-07 → 2026-11-09 |
| 3Y | 11.08% | 8.60% | 9.55% | -0.96% | 2023-11-09 → 2026-11-09 |
| 5Y | 9.96% | 9.26% | 9.02% | 0.24% | 2021-11-09 → 2026-11-09 |
| 7Y | 15.17% | 14.47% | 14.12% | 0.35% | 2019-11-08 → 2026-11-09 |
| 10Y | 14.21% | 13.13% | 12.86% | 0.27% | 2016-11-09 → 2026-11-09 |
| since inception | 13.96% | 13.41% | 13.31% | 0.10% | 2015-12-14 → 2026-11-09 |
Absolute under 1 year, CAGR from 1 year. * Common dates only.
Calendar years
| year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| fund | 2.35% | 41.30% | -4.53% | 9.99% | 19.39% | 39.07% | 6.21% | 21.26% | 17.38% | 3.54% |
| benchmark | 5.12% | 37.65% | -2.14% | 8.97% | 17.89% | 31.60% | 4.25% | 26.91% | 16.24% | 7.76% |
Rolling returns
| length | periods | average | median | worst | best | % positive | % beating benchmark |
|---|---|---|---|---|---|---|---|
| 1 year | 2,411 | 15.85% | 11.76% | -31.39% | 97.83% | 86% | 59% |
| 3 years | 1,917 | 15.38% | 15.26% | -5.70% | 37.42% | 97% | 55% |
| 5 years | 1,425 | 16.88% | 16.46% | 9.26% | 29.47% | 100% | 72% |
Risk and risk-adjusted return
| 3 years 2023-11 – 2026-10 | 5 years 2021-11 – 2026-10 | 10 years 2016-11 – 2026-10 | |
|---|---|---|---|
| CAGR | 9.36% | 9.03% | 12.89% |
| volatility | 15.07% | 13.79% | 16.34% |
| max drawdown | -16.54% | -17.01% | -36.67% |
| downside deviation | 10.29% | 9.28% | 11.11% |
| Sharpe ratio | 0.28 | 0.28 | 0.50 |
| Sortino ratio | 0.40 | 0.42 | 0.73 |
| Calmar ratio | 0.57 | - | - |
| alpha (annualised) | - | - | - |
| beta | - | - | - |
| R² | - | - | - |
| tracking error | - | - | - |
| information ratio | - | - | - |
| up / down capture | - | - | - |
| Treynor ratio | - | - | - |
36 months: benchmark lacks some months of the window: no relative metrics
60 months: benchmark lacks some months of the window: no relative metrics
120 months: benchmark lacks some months of the window: no relative metrics
Category: ELSS
Overall ★★★☆☆ (3y ★★☆☆☆ · 5y ★★★☆☆ · 10y ★★★☆☆) · as of 2026-10 · 130 months of history
| percentile rank (1 = best) | 3 years of 36 funds | 5 years of 30 funds | 10 years of 26 funds |
|---|---|---|---|
| return | 75th | 59th | 48th |
| volatility | 35th | 25th | 28th |
| Sharpe | 75th | 59th | 48th |
| Sortino | 75th | 59th | 40th |
| worst fall | 26th | 21st | 48th |
| risk-adjusted return (MRAR) | 78th | 63rd | 44th |
Ratings: Morningstar method. Differences: risk-free rate: RBI 91-day T-bill (Morningstar uses FBIL MIBOR Overnight for rupee funds); peer groups: SEBI-category groups (D13), not Morningstar Categories; no analyst rating suspensions.