Kotak ELSS Tax Saver Fund - Direct Plan - Growth
code 119773 ELSS direct plan · growth NAVs 2013-01-02 to 2026-11-09
Growth of ₹10,000 vs benchmark
From 2013-01-02, common dates. Scroll or drag to zoom.
Drawdown
Rolling 3-year CAGR
Returns
| period | fund | fund* | benchmark* | fund − benchmark* | from → to |
|---|---|---|---|---|---|
| 1M | 8.32% | -4.78% | -6.04% | 1.27% | 2026-10-09 → 2026-11-09 |
| 3M | 2.12% | -0.76% | -3.61% | 2.85% | 2026-08-07 → 2026-11-09 |
| 6M | 7.09% | 8.26% | 5.81% | 2.45% | 2026-05-08 → 2026-11-09 |
| 1Y | 5.23% | 0.63% | -1.79% | 2.43% | 2025-11-07 → 2026-11-09 |
| 3Y | 13.14% | 10.20% | 9.55% | 0.64% | 2023-11-09 → 2026-11-09 |
| 5Y | 11.96% | 11.24% | 9.02% | 2.22% | 2021-11-09 → 2026-11-09 |
| 7Y | 16.41% | 15.68% | 14.12% | 1.55% | 2019-11-08 → 2026-11-09 |
| 10Y | 14.89% | 14.16% | 12.86% | 1.30% | 2016-11-09 → 2026-11-09 |
| since inception | 15.12% | 14.67% | 12.95% | 1.72% | 2013-01-02 → 2026-11-09 |
Absolute under 1 year, CAGR from 1 year. * Common dates only.
Calendar years
| year | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| fund | 57.40% | 2.85% | 9.10% | 35.65% | -2.71% | 13.99% | 16.42% | 35.05% | 8.37% | 25.20% | 23.31% | 2.92% |
| benchmark | 39.30% | 0.22% | 5.12% | 37.65% | -2.14% | 8.97% | 17.89% | 31.60% | 4.25% | 26.91% | 16.24% | 7.76% |
Rolling returns
| length | periods | average | median | worst | best | % positive | % beating benchmark |
|---|---|---|---|---|---|---|---|
| 1 year | 3,131 | 18.47% | 13.62% | -26.60% | 91.13% | 85% | 64% |
| 3 years | 2,643 | 17.00% | 17.14% | -4.15% | 34.80% | 99% | 90% |
| 5 years | 2,150 | 16.61% | 16.93% | 1.25% | 29.26% | 100% | 100% |
Risk and risk-adjusted return
| 3 years 2023-11 – 2026-10 | 5 years 2021-11 – 2026-10 | 10 years 2016-11 – 2026-10 | |
|---|---|---|---|
| CAGR | 10.82% | 10.83% | 13.64% |
| volatility | 15.48% | 14.20% | 16.33% |
| max drawdown | -19.57% | -19.57% | -36.43% |
| downside deviation | 11.14% | 9.71% | 11.71% |
| Sharpe ratio | 0.36 | 0.40 | 0.54 |
| Sortino ratio | 0.50 | 0.58 | 0.75 |
| Calmar ratio | 0.55 | - | - |
| alpha (annualised) | - | - | - |
| beta | - | - | - |
| R² | - | - | - |
| tracking error | - | - | - |
| information ratio | - | - | - |
| up / down capture | - | - | - |
| Treynor ratio | - | - | - |
36 months: benchmark lacks some months of the window: no relative metrics
60 months: benchmark lacks some months of the window: no relative metrics
120 months: benchmark lacks some months of the window: no relative metrics
Category: ELSS
Overall ★★★★☆ (3y ★★★☆☆ · 5y ★★★★☆ · 10y ★★★★☆) · as of 2026-10 · 165 months of history
| percentile rank (1 = best) | 3 years of 36 funds | 5 years of 30 funds | 10 years of 26 funds |
|---|---|---|---|
| return | 52nd | 25th | 32nd |
| volatility | 52nd | 45th | 24th |
| Sharpe | 52nd | 21st | 32nd |
| Sortino | 60th | 32nd | 36th |
| worst fall | 69th | 63rd | 44th |
| risk-adjusted return (MRAR) | 60th | 21st | 28th |
Ratings: Morningstar method. Differences: risk-free rate: RBI 91-day T-bill (Morningstar uses FBIL MIBOR Overnight for rupee funds); peer groups: SEBI-category groups (D13), not Morningstar Categories; no analyst rating suspensions.