BANK OF INDIA ELSS TAX SAVER FUND - Direct Plan - Growth
code 119351 ELSS direct plan · growth NAVs 2013-01-02 to 2026-11-09
Growth of ₹10,000 vs benchmark
From 2023-04-21, common dates. Scroll or drag to zoom.
Drawdown
Rolling 1-year CAGR
Returns
| period | fund | fund* | benchmark* | fund − benchmark* | from → to |
|---|---|---|---|---|---|
| 1M | 5.49% | 5.49% | 7.85% | -2.36% | 2026-10-09 → 2026-11-09 |
| 3M | 0.22% | 0.22% | -0.57% | 0.79% | 2026-08-07 → 2026-11-09 |
| 6M | 2.09% | 2.09% | 2.40% | -0.30% | 2026-05-08 → 2026-11-09 |
| 1Y | 4.94% | 4.94% | 0.43% | 4.51% | 2025-11-07 → 2026-11-09 |
| 3Y | 13.06% | 13.06% | 11.15% | 1.91% | 2023-11-09 → 2026-11-09 |
| 5Y | 11.25% | - | - | - | 2021-11-09 → 2026-11-09 |
| 7Y | 18.74% | - | - | - | 2019-11-08 → 2026-11-09 |
| 10Y | 16.74% | - | - | - | 2016-11-09 → 2026-11-09 |
| since inception | 16.61% | 16.92% | 14.06% | 2.87% | 2013-01-02 → 2026-11-09 |
Absolute under 1 year, CAGR from 1 year. * Common dates only.
Calendar years
| year | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| fund | 45.43% | 3.78% | 0.28% | 59.93% | -15.37% | 15.98% | 32.62% | 42.90% | -0.09% | 36.22% | 22.93% | -2.39% |
| benchmark | - | - | - | - | - | - | - | - | - | - | 14.95% | 7.17% |
Rolling returns
| length | periods | average | median | worst | best | % positive | % beating benchmark |
|---|---|---|---|---|---|---|---|
| 1 year | 630 | 14.10% | 3.66% | -10.66% | 62.44% | 66% | 59% |
| 3 years | 139 | 14.75% | 14.97% | 10.79% | 19.69% | 100% | 100% |
Risk and risk-adjusted return
| 3 years 2023-11 – 2026-10 | 5 years 2021-11 – 2026-10 | 10 years 2016-11 – 2026-10 | |
|---|---|---|---|
| CAGR | 11.90% | 10.42% | 15.48% |
| volatility | 17.65% | 16.29% | 18.01% |
| max drawdown | -23.88% | -23.88% | -31.69% |
| downside deviation | 11.28% | 10.41% | 12.35% |
| Sharpe ratio | 0.39 | 0.34 | 0.59 |
| Sortino ratio | 0.61 | 0.53 | 0.87 |
| Calmar ratio | 0.50 | - | - |
| alpha (annualised) | 2.47% | - | - |
| beta | 1.05 | - | - |
| R² | 0.84 | - | - |
| tracking error | 7.06% | - | - |
| information ratio | 0.38 | - | - |
| up / down capture | 113 / 101 | - | - |
| Treynor ratio | 0.07 | - | - |
60 months: benchmark lacks some months of the window: no relative metrics
120 months: benchmark lacks some months of the window: no relative metrics
Category: ELSS
Overall ★★★★☆ (3y ★★★☆☆ · 5y ★★★☆☆ · 10y ★★★★★) · as of 2026-10 · 165 months of history
| percentile rank (1 = best) | 3 years of 36 funds | 5 years of 30 funds | 10 years of 26 funds |
|---|---|---|---|
| return | 35th | 35th | 12th |
| volatility | 89th | 90th | 80th |
| Sharpe | 43rd | 52nd | 12th |
| Sortino | 35th | 38th | 12th |
| worst fall | 92nd | 90th | 1st |
| risk-adjusted return (MRAR) | 43rd | 52nd | 8th |
Ratings: Morningstar method. Differences: risk-free rate: RBI 91-day T-bill (Morningstar uses FBIL MIBOR Overnight for rupee funds); peer groups: SEBI-category groups (D13), not Morningstar Categories; no analyst rating suspensions.