Union ELSS Tax Saver Fund (Formerly Union Tax Saver (ELSS) Fund - Direct Plan - Growth Option
code 119307 ELSS direct plan · growth NAVs 2013-01-02 to 2026-11-09
Growth of ₹10,000 vs benchmark
From 2023-04-21, common dates. Scroll or drag to zoom.
Drawdown
Rolling 1-year CAGR
Returns
| period | fund | fund* | benchmark* | fund − benchmark* | from → to |
|---|---|---|---|---|---|
| 1M | 5.99% | 5.99% | 7.85% | -1.86% | 2026-10-09 → 2026-11-09 |
| 3M | -0.36% | -0.36% | -0.57% | 0.21% | 2026-08-07 → 2026-11-09 |
| 6M | 3.51% | 3.51% | 2.40% | 1.11% | 2026-05-08 → 2026-11-09 |
| 1Y | 1.15% | 1.15% | 0.43% | 0.72% | 2025-11-07 → 2026-11-09 |
| 3Y | 11.16% | 11.16% | 11.15% | 0.02% | 2023-11-09 → 2026-11-09 |
| 5Y | 9.70% | - | - | - | 2021-11-09 → 2026-11-09 |
| 7Y | 15.60% | - | - | - | 2019-11-08 → 2026-11-09 |
| 10Y | 13.45% | - | - | - | 2016-11-09 → 2026-11-09 |
| since inception | 13.09% | 14.99% | 14.06% | 0.94% | 2013-01-02 → 2026-11-09 |
Absolute under 1 year, CAGR from 1 year. * Common dates only.
Calendar years
| year | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| fund | 44.73% | -2.84% | -0.05% | 27.19% | -4.55% | 10.78% | 22.16% | 36.65% | 2.42% | 27.50% | 17.95% | 5.29% |
| benchmark | - | - | - | - | - | - | - | - | - | - | 14.95% | 7.17% |
Rolling returns
| length | periods | average | median | worst | best | % positive | % beating benchmark |
|---|---|---|---|---|---|---|---|
| 1 year | 630 | 11.84% | 6.12% | -8.68% | 40.32% | 86% | 66% |
| 3 years | 139 | 12.06% | 12.33% | 8.58% | 16.39% | 100% | 100% |
Risk and risk-adjusted return
| 3 years 2023-11 – 2026-10 | 5 years 2021-11 – 2026-10 | 10 years 2016-11 – 2026-10 | |
|---|---|---|---|
| CAGR | 9.70% | 8.89% | 12.33% |
| volatility | 14.89% | 13.78% | 16.05% |
| max drawdown | -18.32% | -18.32% | -35.36% |
| downside deviation | 10.51% | 9.40% | 11.14% |
| Sharpe ratio | 0.30 | 0.27 | 0.47 |
| Sortino ratio | 0.42 | 0.40 | 0.68 |
| Calmar ratio | 0.53 | - | - |
| alpha (annualised) | 0.51% | - | - |
| beta | 0.94 | - | - |
| R² | 0.95 | - | - |
| tracking error | 3.58% | - | - |
| information ratio | 0.07 | - | - |
| up / down capture | 95 / 93 | - | - |
| Treynor ratio | 0.05 | - | - |
60 months: benchmark lacks some months of the window: no relative metrics
120 months: benchmark lacks some months of the window: no relative metrics
Category: ELSS
Overall ★★★☆☆ (3y ★★☆☆☆ · 5y ★★☆☆☆ · 10y ★★★☆☆) · as of 2026-10 · 165 months of history
| percentile rank (1 = best) | 3 years of 36 funds | 5 years of 30 funds | 10 years of 26 funds |
|---|---|---|---|
| return | 72nd | 66th | 60th |
| volatility | 29th | 21st | 20th |
| Sharpe | 72nd | 69th | 64th |
| Sortino | 72nd | 69th | 60th |
| worst fall | 55th | 45th | 24th |
| risk-adjusted return (MRAR) | 72nd | 69th | 60th |
Ratings: Morningstar method. Differences: risk-free rate: RBI 91-day T-bill (Morningstar uses FBIL MIBOR Overnight for rupee funds); peer groups: SEBI-category groups (D13), not Morningstar Categories; no analyst rating suspensions.