HDFC ELSS - Tax Saver Fund - Direct Plan - Growth Option
code 119060 ELSS direct plan · growth NAVs 2013-01-01 to 2026-11-09
Growth of ₹10,000 vs benchmark
From 2013-01-01, common dates. Scroll or drag to zoom.
Drawdown
Rolling 3-year CAGR
Returns
| period | fund | fund* | benchmark* | fund − benchmark* | from → to |
|---|---|---|---|---|---|
| 1M | 9.02% | -6.21% | -6.04% | -0.17% | 2026-10-09 → 2026-11-09 |
| 3M | 1.03% | -3.23% | -3.61% | 0.38% | 2026-08-07 → 2026-11-09 |
| 6M | 4.99% | 2.10% | 5.81% | -3.71% | 2026-05-08 → 2026-11-09 |
| 1Y | -1.37% | -7.23% | -1.79% | -5.44% | 2025-11-07 → 2026-11-09 |
| 3Y | 14.30% | 11.67% | 9.55% | 2.12% | 2023-11-09 → 2026-11-09 |
| 5Y | 13.92% | 13.10% | 9.02% | 4.08% | 2021-11-09 → 2026-11-09 |
| 7Y | 16.26% | 15.35% | 14.12% | 1.23% | 2019-11-08 → 2026-11-09 |
| 10Y | 13.68% | 12.95% | 12.86% | 0.09% | 2016-11-09 → 2026-11-09 |
| since inception | 14.12% | 13.58% | 13.00% | 0.58% | 2013-01-01 → 2026-11-09 |
Absolute under 1 year, CAGR from 1 year. * Common dates only.
Calendar years
| year | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| fund | 57.18% | -5.80% | 8.29% | 39.61% | -10.26% | 4.35% | 6.39% | 36.05% | 11.14% | 34.02% | 22.07% | 10.94% |
| benchmark | 39.30% | 0.22% | 5.12% | 37.65% | -2.14% | 8.97% | 17.89% | 31.60% | 4.25% | 26.91% | 16.24% | 7.76% |
Rolling returns
| length | periods | average | median | worst | best | % positive | % beating benchmark |
|---|---|---|---|---|---|---|---|
| 1 year | 3,132 | 17.83% | 12.29% | -38.82% | 86.87% | 79% | 55% |
| 3 years | 2,644 | 15.30% | 15.54% | -10.95% | 36.34% | 92% | 49% |
| 5 years | 2,151 | 14.34% | 13.71% | -3.85% | 33.38% | 99% | 47% |
Risk and risk-adjusted return
| 3 years 2023-11 – 2026-10 | 5 years 2021-11 – 2026-10 | 10 years 2016-11 – 2026-10 | |
|---|---|---|---|
| CAGR | 12.80% | 12.95% | 12.63% |
| volatility | 14.07% | 13.08% | 16.43% |
| max drawdown | -14.81% | -14.81% | -44.14% |
| downside deviation | 9.77% | 8.60% | 11.48% |
| Sharpe ratio | 0.51 | 0.57 | 0.48 |
| Sortino ratio | 0.73 | 0.86 | 0.69 |
| Calmar ratio | 0.86 | - | - |
| alpha (annualised) | - | - | - |
| beta | - | - | - |
| R² | - | - | - |
| tracking error | - | - | - |
| information ratio | - | - | - |
| up / down capture | - | - | - |
| Treynor ratio | - | - | - |
36 months: benchmark lacks some months of the window: no relative metrics
60 months: benchmark lacks some months of the window: no relative metrics
120 months: benchmark lacks some months of the window: no relative metrics
Category: ELSS
Overall ★★★★☆ (3y ★★★★☆ · 5y ★★★★★ · 10y ★★★☆☆) · as of 2026-10 · 165 months of history
| percentile rank (1 = best) | 3 years of 36 funds | 5 years of 30 funds | 10 years of 26 funds |
|---|---|---|---|
| return | 29th | 11th | 52nd |
| volatility | 9th | 7th | 36th |
| Sharpe | 15th | 1st | 52nd |
| Sortino | 20th | 4th | 52nd |
| worst fall | 3rd | 4th | 96th |
| risk-adjusted return (MRAR) | 20th | 4th | 56th |
Ratings: Morningstar method. Differences: risk-free rate: RBI 91-day T-bill (Morningstar uses FBIL MIBOR Overnight for rupee funds); peer groups: SEBI-category groups (D13), not Morningstar Categories; no analyst rating suspensions.