BANDHAN ELSS - Tax Saver Fund - Direct Plan - Growth
code 118473 ELSS direct plan · growth NAVs 2013-01-02 to 2026-11-09
Growth of ₹10,000 vs benchmark
From 2023-04-21, common dates. Scroll or drag to zoom.
Drawdown
Rolling 1-year CAGR
Returns
| period | fund | fund* | benchmark* | fund − benchmark* | from → to |
|---|---|---|---|---|---|
| 1M | 7.55% | 7.55% | 7.85% | -0.31% | 2026-10-09 → 2026-11-09 |
| 3M | 1.42% | 1.42% | -0.57% | 1.99% | 2026-08-07 → 2026-11-09 |
| 6M | 4.61% | 4.61% | 2.40% | 2.21% | 2026-05-08 → 2026-11-09 |
| 1Y | 4.04% | 4.04% | 0.43% | 3.61% | 2025-11-07 → 2026-11-09 |
| 3Y | 11.66% | 11.66% | 11.15% | 0.52% | 2023-11-09 → 2026-11-09 |
| 5Y | 10.81% | - | - | - | 2021-11-09 → 2026-11-09 |
| 7Y | 17.96% | - | - | - | 2019-11-08 → 2026-11-09 |
| 10Y | 15.73% | - | - | - | 2016-11-09 → 2026-11-09 |
| since inception | 16.49% | 15.33% | 14.06% | 1.27% | 2013-01-02 → 2026-11-09 |
Absolute under 1 year, CAGR from 1 year. * Common dates only.
Calendar years
| year | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| fund | 44.01% | 8.36% | 1.52% | 55.07% | -8.31% | 3.27% | 19.96% | 50.88% | 5.46% | 29.77% | 14.40% | 9.16% |
| benchmark | - | - | - | - | - | - | - | - | - | - | 14.95% | 7.17% |
Rolling returns
| length | periods | average | median | worst | best | % positive | % beating benchmark |
|---|---|---|---|---|---|---|---|
| 1 year | 630 | 11.48% | 6.10% | -6.82% | 41.27% | 83% | 48% |
| 3 years | 139 | 11.61% | 11.65% | 8.16% | 16.45% | 100% | 65% |
Risk and risk-adjusted return
| 3 years 2023-11 – 2026-10 | 5 years 2021-11 – 2026-10 | 10 years 2016-11 – 2026-10 | |
|---|---|---|---|
| CAGR | 9.83% | 10.08% | 14.58% |
| volatility | 13.88% | 13.74% | 18.40% |
| max drawdown | -17.70% | -18.35% | -42.60% |
| downside deviation | 9.71% | 9.32% | 12.91% |
| Sharpe ratio | 0.32 | 0.36 | 0.54 |
| Sortino ratio | 0.46 | 0.52 | 0.78 |
| Calmar ratio | 0.56 | - | - |
| alpha (annualised) | 0.71% | - | - |
| beta | 0.89 | - | - |
| R² | 0.98 | - | - |
| tracking error | 2.69% | - | - |
| information ratio | 0.08 | - | - |
| up / down capture | 91 / 88 | - | - |
| Treynor ratio | 0.05 | - | - |
60 months: benchmark lacks some months of the window: no relative metrics
120 months: benchmark lacks some months of the window: no relative metrics
Category: ELSS
Overall ★★★★☆ (3y ★★★☆☆ · 5y ★★★☆☆ · 10y ★★★★☆) · as of 2026-10 · 165 months of history
| percentile rank (1 = best) | 3 years of 36 funds | 5 years of 30 funds | 10 years of 26 funds |
|---|---|---|---|
| return | 66th | 45th | 20th |
| volatility | 6th | 18th | 88th |
| Sharpe | 66th | 38th | 24th |
| Sortino | 66th | 49th | 28th |
| worst fall | 46th | 49th | 92nd |
| risk-adjusted return (MRAR) | 66th | 35th | 32nd |
Ratings: Morningstar method. Differences: risk-free rate: RBI 91-day T-bill (Morningstar uses FBIL MIBOR Overnight for rupee funds); peer groups: SEBI-category groups (D13), not Morningstar Categories; no analyst rating suspensions.